Are you contemplating purchasing a home because you don’t know if we have hit rock bottom?
Well know one knows if we have hit it yet or if it is still to come. The longer you wait the more it is going to cost you in the long run. Interest rates will increase the great buys will be snapped up by those that took advantage of the soft market.
The first thing to do is contact you Realtor so they can connect you with a lender to see what you qualify for in a loan.
They will also be able to tell you about any programs that are available for you and your family.
They will also let you know if there are credit issues that need to be dealt with as well as how much money you will need to put down and what type of closing cost to expect or if you can negotiate them in the transaction.
This is the time to get off the Fence!