Today’s market conditions are much more aggressive than they were a few years ago. Lending has changed as well as how to purchase.
If you are considering a change the most important thing is to see where you stand financially. Also, what type of reserves you have and what are you going to be able to afford on a monthly basis.
Setting an appointment with your local lender and making a full loan application will tell you what you need to do and the best way to move forward in your purchase of a new home.
With the volatility in today’s market you need to be 100% ready to move forward when the time comes!
By also having your loan in place and an attached Approval Letter will give you more leverage when negotiating.