Some Highlights: Many buyers are purchasing homes with down payments as little as 3%. You may already qualify for a loan, even if you don’t have perfect credit. Your local professionals are here to help you determine how much you can afford, so take advantage of the opportunity to learn more. Post navigationPreviousPrevious post:You Need More Than a Guide. You Need a Sherpa.NextNext post:Lower Mortgage Rates Helped Boost Home Affordability in SeptemberRelated postsWhy Townhomes Are Popular with Today’s First-Time BuyersFebruary 10, 2026Top 3 Reasons To Buy a Home Before SpringFebruary 6, 2026It’s Getting More Affordable To Buy a HomeFebruary 5, 2026Home Insurance Costs Are Rising: What Buyers Should Plan ForFebruary 3, 2026Why So Many Homeowners Are Downsizing Right NowJanuary 30, 2026Top 2026 Housing Markets for Buyers and SellersJanuary 29, 2026