A construction-perm loan will pay for construction of the home being built and will roll into your permanent loan. There are two options, a one-time or two-time close construction loan. One of the biggest benefits of the one-time close construction loan is the ability to lock in the interest rate during the construction process. In…
You may decide to downsize before retirement. Or, maybe you are just looking for a simpler lifestyle. Parents often find there’s less need to maintain large homes after their children grow up and move away. Choosing a smaller dwelling can reduce housing costs and eliminate many maintenance tasks, such as painting, cleaning and mowing. Fewer…
If you had a change in home ownership in the last year, make sure you have applied for Homestead Exemption. For your convenience, the Leon County Property Appraiser offers three ways to apply: APPLY ONLINE, go to www.leonpa.org, follow the instructions and apply for Homestead Exemption. Visit the Property Appraiser’s office weekdays, 8:00 a.m. –…
Fixed mortgage rates continued to move lower, on average, during the week ending May 22, according to Freddie Mac’s Primary Mortgage Market Survey. In fact, rates this week hit their lowest point, on average, so far in 2014. The average rate for a 30-year fixed-rate mortgage (FRM) was 4.14%, down from 4.20% the week prior.…
For the past few weekends we have been Water Bound. This past Saturday we took a Kayaking adventure down the Wacissa River. Again, great sites to see, beautiful weather and wildlife as well as a great upper body work out. We were in the water by 10:00 A.M. and returned about 5:00P.M, just in time…
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